Savings Rates
(Rates effective July, 2011 and are subject to change without notice.)
Savings/Christmas Club (Dividends paid monthly on daily balances)
| Balance |
Dividend Rate |
APY |
| < $100.00 |
0.00% |
0.00% |
$100.00
- $999.99 |
0.00% |
0.00% |
$1,000.00 - $2,499.99 |
0.20% |
0.20% |
$2,500.00 & Higher |
0.30% |
0.30% |
Checking Accounts (Dividends paid monthly on daily balances)
| Balance |
Dividend Rate |
APY |
| < $5000.00 |
0.00% |
0.00% |
| $5,000 & Higher |
0.10% |
0.10% |
Daily Investment Account
| Balance |
Dividend Rate |
APY |
| < $1,000 |
0.00% |
0.00% |
| $1,000 - $2,499 |
0.00% |
0.00% |
| $2,500 - $9,999 |
0.00% |
0.00% |
| $10,000 - $24,999 |
0.25% |
0.25% |
| $25,000 - $99,999 |
0.35% |
0.35% |
| $100,000 & higher |
0.45% |
0.45% |
Money Market Accounts (Dividends paid monthly on daily basis)
| Balance |
Dividend Rate |
APY |
| < $1,000 |
0.00% |
0.00% |
| $1,000 - $2,499 |
0.10% |
0.10% |
| $2,500 - $9,999 |
0.30% |
0.30% |
| $10,000 - $24,999 |
0.35% |
0.35% |
| $25,000 - $99,999 |
0.45% |
0.45% |
| $100,000 & higher |
0.55% |
0.55% |
IRA Savings (Dividends paid monthly on daily balances)
| Balance |
Dividend Rate |
APY |
| < $ 50.00 |
0.00% |
0.00% |
| $50 & Higher |
0.50% |
0.50% |
Share Certificates* / IRA Share Certificates
Add 10 basis points to the current rate for members with checking and direct deposit. Ad 10 basis points for any open loan.
| Term |
Balance |
Dividend Rate |
APY |
| 6 months** |
$1,000.00 & higher |
0.35% |
0.35%
|
| 1 Year |
$1,000.00 & higher |
0.60% |
0.60% |
| 2 Years |
$1,000.00 & higher |
1.00% |
1.00% |
| 3 Years |
$1,000.00 & higher |
1.30% |
1.31% |
| 4 Years |
$1,000.00 & higher |
1.45% |
1.46% |
| 5 Years |
$1,000.00 & higher |
1.79% |
1.81% |
Due to the market conditions, there are no CD rate specials at this time.
* 90 days dividend penalty for early withdrawal. ** Not available under the IRA Share Certificate Program.
Certificate rates are subject to change without notice.
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